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Best for Individuals
- Top-rated identity theft protection service
- Provides up to $3 million in coverage
- Multiple monitoring features including dark web, home title, and social media monitoring
Best for Families
- Full identity protection features included on all plans
- Comes with bonus VPN and password manager
- Affordable pricing compared to other options
- No credit reports provided, only monthly credit score
LifeLock and IDShield both offer a robust set of tools to protect you from identity theft and other cybercrimes, but IDShield is our winner. Both top ID protection services offer restoration services up to $3 million to recoup identity theft losses.
We found that LifeLock is better for individuals seeking specific types of protection services, while IDShield is more affordable for protecting families.
Learn more about the similarities and differences between these two identity theft protection services in this LifeLock vs. IDShield comparison.
Pricing
Features
Security
Compatibility and customer support
FAQs
LifeLock vs. IDShield: Which is better?
LifeLock vs. IDShield review at a glance
It’s important to protect your personal information from identity theft. One proactive approach is to use an identity theft service like LifeLock or IDShield. Both of these services offer comprehensive monitoring of your Social Security number (SSN), credit reports, credit scores, bank accounts, and more.
LifeLock vs. IDShield compared
Star rating | ||
Price | $7.50–$38.99/mo for first yr | $14.95–$34.95/mo |
Types of monitoring | Identity and SSN, dark web, phone takeover, home title, social media | SSN, dark web, social media, public records, address change, and more |
Credit monitoring | ||
Identity theft insurance | Up to $3 million | Up to $3 million |
Identity restoration services | ||
24/7 customer support | ||
Learn more | Get LifeLock | Get IDShield |
LifeLock pros and cons
- Annual pricing discounts
- Can be combined with other Norton products
- Includes monitoring for social media, home titles, investment accounts, and more
- Expensive if paid monthly
- Covers only up to 5 children
IDShield pros and cons
- All features are included with all plans
- Bonus features include a VPN and password manager
- Affordable pricing
- Limited customer support
- System is buggy
Which identity theft protection is the better value?
Our Pick
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Paid monthly | $7.50–$38.99/mo for first yr | $14.95–$34.95/mo |
Paid annually | Starts at $7.50/mo (billed annually) for first year | N/A |
Best value plan | LifeLock Ultimate Plus for $19.99/mo (billed annually) for first year | IDShield Family with 3 bureau credit monitoring for $34.95/mo |
Identity theft insurance | Up to $3 million | Up to $3 million |
Learn more | Get LifeLock | Get IDShield |
LifeLock plans
LifeLock offers plans for individuals, couples (two adults), and families (two adults and five kids). Each plan type is available in three different tiers: Standard, Advantage, or Ultimate Plus. The Ultimate Plus plan offers the most comprehensive protection.
- Standard: The Standard plans include identity and SSN alerts, one bureau credit monitoring, and up to $1.05 million in identity theft insurance. LifeLock's identity theft insurance covers lawyers and experts, stolen funds reimbursement, and personal expense reimbursement.
- Advantage: The Advantage plan includes the features in the Standard plan, plus Identity Lock, credit reports and scores for one bureau, and alerts on crimes committed in your name. It provides additional monitoring for phone takeovers, home titles, investment accounts, and social media. Finally, identity theft insurance also increases to up to $1.2 million in coverage.
- Ultimate Plus: The Ultimate Plus provides everything in the Advantage plan plus credit monitoring for all three credit bureaus and up to $3 million in identity theft insurance coverage. It provides additional monitoring for 401(k) and investment accounts, home titles, and social media.
LifeLock offers a 30-day free trial and a 60-day money-back guarantee, so you'll have plenty of time to test the service before deciding if it's right for you.
IDShield plans
All of IDShield’s plans have the same foundational features. The only differences between them are the number of credit bureaus that are monitored and the choice of coverage for an individual or a family.
The family plan covers two adults and up to 10 children under the age of 26. Unlike LifeLock, IDShield doesn’t offer annual plans to save on your subscription, but we still found it to be pretty affordable.
- Individual plan: IDShield’s individual plan protects one person, and you can select monitoring for one or three credit bureaus. The individual plan includes monitoring and alerts for identity protection, identity restoration services, up to $3 million in identity theft reimbursement, access to a virtual private network (VPN), and more.
- Family plan: Similar to the individual plan, IDShield’s family plan includes access to all features. The family plan protects one individual, their spouse, and up to 10 children under the age of 26. It also covers up to 15 devices and includes up to $3 million in identity theft recovery.
IDShield offers a 30-day free trial. Since the service only provides monthly plans, you can cancel at any time.
Which identity theft protection has the better features?
Feature | ||
Credit monitoring | ||
Financial activity alerts | ||
3-bureau credit reports | Yes — Experian, Equifax, TransUnion | Yes — Experian, Equifax, TransUnion |
Credit score | ||
FICO score | ||
Credit freeze | ||
Identity recovery | ||
Dark web alerts | ||
Social media account alerts | ||
SSN monitoring | ||
Home title monitoring | ||
Address change alerts | ||
Learn more | Get LifeLock | Get IDShield |
LifeLock and IDShield both offer similar features, especially if you compare LifeLock’s Ultimate Plus plan with an IDShield plan that includes all three bureaus. However, it’s important to note that all IDShield plans provide up to $3 million in identity theft insurance coverage, while LifeLock only provides up to $3 million with the Ultimate Plus plan.
Other features that only come with the LifeLock Ultimate Plus plan include three-bureau credit reports, three-bureau credit monitoring, and social media monitoring. LifeLock's most basic plan, LifeLock Standard, is pretty stripped down, especially in comparison to IDShield.
IDShield also has the upper hand with restoration services. Both services offer 24/7 emergency assistance but IDShield also provides dedicated licensed private investigators as well as identity theft consultation services. However, LifeLock offers home title monitoring while IDShield doesn't.
Both services offer access only to your VantageScore 3.0 instead of a FICO score. Other notable features of both services include stolen wallet protection, data breach monitoring, and payday loan monitoring.
Which identity theft protection is more secure?
While an identity theft service is tasked with helping you keep your information safe, they also need access to a lot of your personal information, which can put you at risk. When choosing an identity theft service, it’s important to understand what information they collect about you, how they use it, and if they provide data to any third parties.
LifeLock vs. IDShield data security
Our Pick
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Two-factor authentication | ||
Multi-factor authentication | ||
Collects data | Minimal | |
Shares data with third parties | Minimal | |
Learn more | Get LifeLock | Get IDShield |
Both LifeLock and IDShield offer two-factor authentication. However, LifeLock lacks multi-factor authentication options. Multi-factor authentication can help further secure your account and keep hackers away from your data.
LifeLock notes that it may collect personal user data, including account data, payment data, identity data, and communications. LifeLock also discloses personal data with its partners, distributors or resellers, advertising partners, and other third parties. Although it doesn’t sell your data, it shares it for many purposes, which could be dissuading for privacy-conscious users.
We were impressed with IDShield’s privacy policy, which notes that it doesn’t disclose your personal information unless it’s required. When your info does need to be shared, IDShield makes sure it's kept confidential with the third party.
Which identity theft protection has the better compatibility and customer support?
Platform | ||
Windows | ||
macOS | ||
Android | ||
iOS | ||
24/7 customer support | ||
Customer support options | Live chat, phone, online guides | Live chat, email, phone, online guides |
Learn more | Get LifeLock | Get IDShield |
While identity monitoring is an important first step, you must be vigilant to monitoring alerts and take necessary steps to protect information if there is a breach or concern. Both IDShield and LifeLock offer mobile apps to help make accessing information more convenient.
LifeLock is easy to use and navigate inside the customer portal.
However, we thought IDShield's setup was confusing, and its system could be buggy. IDShield has a dashboard when you log in from IDShield.com, but it has a completely different dashboard when you log in from IDShield.cloud. This could be confusing to anyone new to identity theft protection.
LifeLock offers 24/7 customer support for members of the service. Although IDShield doesn't offer 24/7 customer support, it does have specialists available 24/7 should an identity theft emergency arise. Both services also offer chat, online support centers, and FAQs to help users.
FAQs
What is the downside of Lifelock?
LifeLock is a reputable identity theft service, but it offers several confusing plans with varying features, which can make it difficult to select the right plan. It also shoots up in price after the first year.
Who owns IDShield?
IDShield is owned by LegalShield.
What does IDShield cover that LifeLock does not?
IDShield and LifeLock cover the same information. However, IDShield provides this information for all plans, while LifeLock only includes features with some of its plans.
LifeLock vs. IDShield: Which is better?
We found IDShield to be a better solution because it’s less confusing for users looking for the right plan to protect their identity. When signing up for IDShield, new users only need to decide if they want an individual or a family plan and if they want credit monitoring for just one credit bureau or all three bureaus.
LifeLock may be a good solution for someone looking for only a specific set of features or minimal coverage. However, IDShield’s plans are more affordable, and you receive even more features. However, you should determine the best identity theft protection service for you based on your needs.
LifeLock vs. IDShield alternatives
While LifeLock and IDShield are both great options, there are also other identity theft protection companies that may work better for you. If you’re unsure what features you need with ID protection, you can check out our identity theft protection and credit monitoring guide. We've extensively researched the following and recommend them as some of the best identity theft protection services we've tested.
- Aura: Aura is a rock-solid ID monitoring solution with several plans. We particularly liked Aura because all plans offer the same features. Aura offers robust features with its family plan, including safe gaming features like cyberbullying alerts.
- Identity Guard: Identity Guard is another secure service for ID theft monitoring. It includes extra features, like a password manager. Identity Guard offers three plan options, each available for families or individuals.
- OmniWatch: OmniWatch is one of the newer ID theft services available. The Premium plan offers up to $2 million in identity theft coverage and access to all three credit bureaus. OmniWatch is missing a few features, like financial activity alerts, but as the service continues to grow, it will likely add more monitoring features.
Get OmniWatch | Read Our OmniWatch Review